Workers' comp · Kentucky · TTD
Kentucky Workers' Comp Calculator
Kentucky pays injured workers 66⅔% of the average weekly wage, up to $1,277.99 a week for injuries Jan 1, 2026 – Dec 31, 2026. The minimum is $232.36.
Rates verified Agency: Kentucky Department of Workers' Claims (Education and Labor Cabinet)
Kentucky rule sheet
| Benefit formula | 66⅔% of your average weekly wage.[1] |
|---|---|
| Maximum weekly | $1,277.99 a week for injuries Jan 1, 2026 – Dec 31, 2026 [2] |
| Minimum weekly | $232.36. The statute sets the minimum at 20% of the state average weekly wage, with no exception for lower earners.[2] |
| How the limits are set | Maximum = 110% and minimum = 20% of the state average weekly wage certified each year, applied to injuries in the following calendar year for the life of the claim. |
| Waiting period | No pay for the first 7 days; if the disability lasts more than two weeks, benefits are paid from the first day.[3] |
| How long TTD lasts | TTD lasts while the employee has not reached maximum medical improvement and has not improved enough to return to employment (KRS 342.0011(11)(a)); no fixed week cap in statute. All income benefits terminate at age 70 or 4 years after injury/last exposure, whichever is later (KRS 342.730(4)).[1] |
| Partial (TPD) | No separate temporary partial disability formula applies. |
| Average weekly wage | Weekly/monthly/yearly fixed wages converted directly (monthly × 12 ÷ 52; yearly ÷ 52). Hourly/daily/output wages: the most favorable of the four 13-consecutive-week periods in the 52 weeks before injury, divided by 13 (excluding overtime/premium pay); <13 weeks employed: projected 13-week wages. Seasonal: 1/50 of 12-month earnings. Concurrent employment counted if employer knew of it.[4] |
Worked example, Oct 5, 2026
- Average weekly wage$1,000.00
- 66⅔% of wage$666.67
- Inside the $232.36–$1,277.99 band$666.67
- Off work 28 days: waiting days paid back, 28 days paid$2,666.68
- Kentucky TTD per week$666.67
A higher earner at $2,500.00 a week would get $1,277.99 — the Kentucky maximum, not $1,666.67. A worker earning $300.00 would get $232.36 (raised to the minimum).
Kentucky rates on file
| Injury dates | Max weekly | Min weekly | Source |
|---|---|---|---|
| Jan 1, 2025 – Dec 31, 2025 | $1,231.22 | $223.86 | DWC 2025 benefit schedule |
| Jan 1, 2026 – Dec 31, 2026 | $1,277.99 | $232.36 | DWC 2026 benefit schedule |
After Dec 31, 2026, the calculator asks you for the official maximum until Kentucky publishes the new figure — it never guesses.
What trips people up in Kentucky
- For hourly workers, AWW is the best 13-week quarter of the last 52 weeks, but overtime and premium pay are excluded.[4]
- Concurrent employment wages count only if the liable employer knew about the other job before the injury.[4]
- TTD (and PTD) benefits are offset by unemployment insurance benefits paid for the same period.[1]
- The SAWW-based max/min in effect for the calendar year of injury applies for the full period benefits are payable.[5]
- Income benefits end at age 70 or 4 years after injury, whichever is later.[1]
Sources for Kentucky
- Statute.aspx 47625 — State legislature (official code). KRS 342.730 formula, 110%/20% SAWW, termination. Fetched Oct 5, 2026.
- 2026 Workers' Compensation Benefit Schedule (PDF) — Kentucky Department of Workers' Claims (Education and Labor Cabinet). 2026 max/min, SAWW $1,161.81. Fetched Oct 5, 2026.
- Statute.aspx 47615 — State legislature (official code). KRS 342.040 waiting period. Fetched Oct 5, 2026.
- Statute.aspx 54810 — State legislature (official code). KRS 342.140 AWW. Fetched Oct 5, 2026.
- Statute.aspx 52466 — State legislature (official code). KRS 342.143 SAWW method. Fetched Oct 5, 2026.
- 2025 Workers' Compensation Benefit Schedule (PDF) — Kentucky Department of Workers' Claims (Education and Labor Cabinet). 2025 max/min, SAWW $1,119.29. Fetched Oct 5, 2026.
- Benefits — Kentucky Department of Workers' Claims (Education and Labor Cabinet). List of schedules (2026 and 2025 only; no 2027. Fetched Oct 5, 2026.
- Statute.aspx 56771 — State legislature (official code). KRS 342.0011(11)(a) TTD definition. Fetched Oct 5, 2026.