Workers' comp · Texas · TTD
Texas Workers' Comp Calculator
Texas pays injured workers 70% of the average weekly wage (75% for under $10/hour, first 26 weeks), up to $1,314.00 a week for injuries Oct 1, 2026 – Sep 30, 2027. The minimum is $197.00.
Rates verified Agency: Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC)
Texas rule sheet
| Benefit formula | 70% of your average weekly wage, minus anything you earn while recovering. If you earned less than $10 an hour, the first 26 weeks are paid at 75% (but not more than you earned before). |
|---|---|
| Maximum weekly | $1,314.00 a week for injuries Oct 1, 2026 – Sep 30, 2027 [1] |
| Minimum weekly | $197.00. The statute sets the minimum at 15% of the state average weekly wage.[1] |
| How the limits are set | Maximum = 100% and minimum = 15% of the state average weekly wage, rounded to the nearest dollar, for injuries in each fiscal year starting October 1. |
| Waiting period | No income benefits for the first week; if the disability continues two weeks or longer, it is paid from the date it began. |
| How long TTD lasts | TIBs continue until maximum medical improvement (MMI); MMI is reached at the latest 104 weeks after the employee becomes eligible for TIBs (spinal-surgery extension possible, §408.104); eligibility for TIBs/IIBs/SIBs terminates 401 weeks after date of injury. |
| Partial (TPD) | No separate TPD class: the same TIB formula (70% ÷ low-wage 75% of AWW minus post-injury weekly earnings) applies while partially working; a bona fide offered job counts as post-injury earnings. |
| Average weekly wage | Sum of wages paid in the 13 consecutive weeks immediately preceding the injury divided by 13 (similar-employee wage if < 13 weeks); TDI says non-pecuniary wages like employer-paid health insurance are included. |
Worked example, Oct 5, 2026
- Average weekly wage$1,000.00
- 70% of AWW$700.00
- Inside the $197.00–$1,314.00 band$700.00
- Off work 28 days: waiting days paid back, 28 days paid$2,800.00
- Texas TTD per week$700.00
A higher earner at $2,500.00 a week would get $1,314.00 — the Texas maximum, not $1,750.00. A worker earning $300.00 would get $210.00.
Texas rates on file
| Injury dates | Max weekly | Min weekly | Source |
|---|---|---|---|
| Oct 1, 2025 – Sep 30, 2026 | $1,271.00 | $191.00 | TDI-DWC max/min TIBs FY2026 |
| Oct 1, 2026 – Sep 30, 2027 | $1,314.00 | $197.00 | TDI-DWC max/min TIBs FY2027 |
After Sep 30, 2027, the calculator asks you for the official maximum until Texas publishes the new figure — it never guesses.
What trips people up in Texas
- The max and min are fixed by the date of injury and stay the same for as long as benefits are paid.
- Workers earning under $10/hour get 75% (not 70%) for the first 26 weeks, but that benefit cannot exceed their actual prior-year earnings.
- Wages from other jobs held at injury can be included in AWW if the injury keeps the worker from working.[2]
- AWW includes non-pecuniary benefits such as employer-paid health insurance (but not for non-claim employers or school district employees).[2]
- TIBs stop at MMI, which by statute is reached no later than 104 weeks after eligibility begins.[2]
Sources for Texas
- Maxminbens — Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC). FY2027 and FY2026 SAWW, TIBs max/min. Fetched Oct 5, 2026.
- Benefits — Texas Department of Insurance, Division of Workers' Compensation (TDI-DWC). AWW explanation, multiple employment, MMI 104 weeks, max/min definitions. Fetched Oct 5, 2026.
- LA.408 — State legislature (official code). Labor Code ch. 408 text: §§408.041, 408.047, 408.061, 408.062, 408.082, 408.083, 408.102, 408.103 (fetched from TLC mirror of statutes.capitol.texas.gov. Fetched Oct 5, 2026.