Workers' comp · Rhode Island · TTD
Rhode Island Workers' Comp Calculator
Rhode Island pays injured workers 62% of the average weekly wage, up to $1,691.00 a week for injuries Oct 1, 2026 – Sep 30, 2027.
Rates verified Agency: Rhode Island Department of Labor and Training, Division of Workers' Compensation
Rhode Island rule sheet
| Benefit formula | 62% of your average weekly wage, plus $25 a week for each dependent, with the total capped at 80% of your wage (injuries since 2022).[1] |
|---|---|
| Maximum weekly | $1,691.00 a week for injuries Oct 1, 2026 – Sep 30, 2027 [2] |
| Minimum weekly | Rhode Island's statute sets no minimum for total incapacity.[2] |
| How the limits are set | Maximum = 125% of the state average weekly wage, rounded up, reset every October 1 for injuries from that date. |
| Waiting period | Benefits begin on the fourth day; the first 3 days are never paid back.[3] |
| How long TTD lasts | No week limit for total incapacity in § 28-33-17 (total-incapacity benefits get an annual May 10 CPI-W COLA once incapacity exceeds 52 weeks). Partial incapacity capped at 312 weeks, then continuation only under § 28-33-18.3.[1] |
| Partial (TPD) | 62% of the difference between pre-injury AWW and post-injury weekly wages or earnings capacity (injuries on/after 1/1/2022), max = total-incapacity max; at MMI reduced to 70% of that rate; max 312 weeks.[4] |
| Average weekly wage | Full-time/regular: gross wages (including overtime) in the 13 calendar weeks immediately preceding the week of injury ÷ number of weeks actually employed; bonuses and overtime averaged over up to 52 weeks; all employers in the 13 weeks counted (concurrent employment). DLT brochure: part-time (<20 hrs/wk) uses 26 weeks; seasonal (hired ≤16 weeks) uses 52 weeks of all employment.[5] |
Worked example, Oct 5, 2026
- Average weekly wage$1,000.00
- 62% of wage$620.00
- Inside the $0.00–$1,691.00 band$620.00
- Off work 28 days: 3 waiting days unpaid, 25 days paid$2,214.29
- Rhode Island TTD per week$620.00
A higher earner at $2,500.00 a week would get $1,550.00. A worker earning $300.00 would get $186.00.
Rhode Island rates on file
| Injury dates | Max weekly | Min weekly | Source |
|---|---|---|---|
| Oct 1, 2024 – Sep 30, 2025 | $1,573.00 | None | DLT Info Letter 24-04 |
| Oct 1, 2025 – Sep 30, 2026 | $1,622.00 | None | DLT Info Letter 2025-04 |
| Oct 1, 2026 – Sep 30, 2027 | $1,691.00 | None | DLT Info Letter 2026-03 |
After Sep 30, 2027, the calculator asks you for the official maximum until Rhode Island publishes the new figure — it never guesses.
What trips people up in Rhode Island
- Formula depends on injury date: 62% of GROSS AWW for injuries on/after 1/1/2022; 75% of SPENDABLE (after-tax) wages for injuries before 2022.[1]
- Dependency allowance of $25/week per dependent (since 1/1/2025) is added for total incapacity, but comp + dependency can't exceed 80% of AWW.[1]
- Max rate resets on October 1 (not Jan 1 or July 1) and follows the injury date for the whole claim.[1]
- No retroactive pay for the 3-day waiting period: benefits start on day 4.[3]
- Total incapacity beyond 52 weeks gets an annual May 10 cost-of-living increase (2.2% effective May 10, 2026).[6]
Sources for Rhode Island
- 28 33 17 — State legislature (official code). 62%/75% formula, max 125% SAWW, dependency, COLA, spendable definition. Fetched Oct 5, 2026.
- 2026 03 Max Compensation Rate Increase (PDF) — Rhode Island Department of Labor and Training, Division of Workers' Compensation. Max $1,691 for DOI ≥ 2026-10-01 (Info Letter 26-03, Sept 25, 2026. Fetched Oct 5, 2026.
- 28 33 4 — State legislature (official code). Waiting period. Fetched Oct 5, 2026.
- 28 33 18 — State legislature (official code). Partial incapacity. Fetched Oct 5, 2026.
- 28 33 20 — State legislature (official code). AWW. Fetched Oct 5, 2026.
- 2026 01 Cola rate letter (PDF) — Rhode Island Department of Labor and Training, Division of Workers' Compensation. 2026 COLA 2.2%. Fetched Oct 5, 2026.
- 2025 04 Max Compensation Rate Increase (PDF) — Rhode Island Department of Labor and Training, Division of Workers' Compensation. Max $1,622 for DOI ≥ 2025-10-01. Fetched Oct 5, 2026.
- 24 04 Max Compensation Rate Increase Info Letter (PDF) — Rhode Island Department of Labor and Training, Division of Workers' Compensation. Max $1,573 for DOI ≥ 2024-10-01. Fetched Oct 5, 2026.
- CalcCompRate (PDF) — Rhode Island Department of Labor and Training, Division of Workers' Compensation. Spendable method description (dated 05/15. Fetched Oct 5, 2026.
- Spendable2016 (PDF) — Rhode Island Department of Labor and Training, Division of Workers' Compensation. 2016 spendable base wage table. Fetched Oct 5, 2026.